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어버이날이나 부모님 생신 등 각종 기념일에 현금만큼 인기 있는 선물이 바로 백화점 상품권입니다.이 때 상품권에 쓰여있는 금액이 계산시 물건 대금에서 차감되며 만약 이 금액이 상품권 액면가보다 더 높을경우에는 나머지 금액을 현금 또는 타 결제수단으로 지